How do Cash Loans work?

Cash loans are short-term financial solutions for all kinds of purposes, and all kinds of people.

You can borrow from $400 up to $5,000* and the typical term of our Personal Loan is 12 months. 

Cash loans on your terms.
What are you waiting for?



apply online

You apply online

It’s easy to apply for a cash loan online. You can use your computer, smartphone or tablet. It only takes 5 mins.


check and confrim

We check & confirm

We do a quick check on the information you have submitted to make sure we’re lending you the right amount and it meets your needs.



You are approved!

Success! Sign your electronic Loan Contract, and we’ll transfer the money to your bank account.

Our Loans Compared

  Cash Advance - instore only Small Personal Loan - online or instore Medium Personal Loan - online or instore
Loan Amount $100 - $2000 $400 - $2000 $2050 - $5000*
Loan Duration 4 - 6 weeks Up to 12 months Up to 12 months
Turnaround Time Same day - conditions apply 24 - 48 hours 24 - 48 hours
Cost 20% Establishment fee + 4% monthly fee 20% Establishment fee + 4% monthly fee $400 establishment fee (financed under loan) and 48% interest per annum

Cash Advance loans are short-term cash loan options that are usually for smaller amounts of cash compared to other loans. You can apply for a Cash Advance loan at your nearest store

Personal Loans are loans that are larger amounts of money borrowed for personal use, but not as large as a mortgage. Once approved, the funds for your Personal Loan will be in your account at some point during the next business day.

*Deposit into bank account up to a maximum of $4,600, due to the establishment fee being financed under MACC loan.